Investigasi Variabel Penentu Pengelolaan Keuangan UMKM Di Yogyakarta: Literasi Keuangan, Sikap dan Pendapatan

Authors

  • Rahmawati Yustrianthe Politeknik YKPN
  • Budi Asmarawati Politeknik YKPN, Yogyakarta, Indonesia

DOI:

https://doi.org/10.35137/jabk.v10i3.123

Keywords:

Financial literacy, financial attitudes, income, financial management, MSMEs.

Abstract

This research aims to explore the influence of financial literacy, financial attitudes and income on financial management in Micro, Small and Medium Enterprises (MSMEs) in Yogyakarta. The samples in this research were MSME actors in the Yogyakarta area and its surroundings. The data analysis techniques used include descriptive statistics, validity testing, reliability testing, classical assumption testing and hypothesis testing using multiple linear regression. The research results show that financial literacy and income have no influence on financial management of MSMEs in Yogyakarta, while financial attitudes show no influence on financial management of MSMEs in Yogyakarta.

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Published

2023-12-21